Group 1 Automotive Inc
GPI—
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Group 1 Automotive Inc AI Insights
Informational only. Not investment advice.Snapshot
- Tangible book value is NEGATIVE (-200.3M) with goodwill at 73% of equity (2.2B) - acquisition-heavy balance sheet creates impairment risk.[Tangible Book Value]
- Debt/equity of 1.86x with 5.7B total debt vs 30.8M cash - interest expense (278M TTM) consumes 29% of operating income.[Debt to Equity]
- Asset turnover of 2.2x is 2.4x industry median (0.9x) - capital-efficient dealership model despite thin 1.7% net margin TTM.[Asset Turnover]
Watch Triggers
- Interest Expense: Exceeds 300M annually or 35% of operating income — Signals debt burden consuming operating profits - refinancing risk increases
- Goodwill: Any impairment charge announced — With negative tangible book, impairment directly erodes already thin equity cushion
- Operating Margin: Falls below 3.5% (approaching industry median) — Margin compression with this debt load rapidly deteriorates interest coverage
Bull Case
P/E of 10.2x is half industry median (20.8x) despite 12.5% ROE TTM and EPS of $39.65 - deep value if margins hold.
PE RatioROEEPS
FCF of 493M TTM (9.5% yield on market cap) funds buybacks - shares outstanding only 12.8M creates EPS leverage.
Free Cash FlowShares OutstandingPCF Ratio
Bear Case
Negative tangible equity (-200M) means 100% of shareholder value is goodwill - any impairment directly hits book value.
Tangible Book ValueGoodwillBook Value Per Share
Net debt of 5.4B at 1.86x equity with thin 1.7% net margin - cyclical downturn could stress debt covenants.
Net DebtDebt to EquityNet Margin
Bull vs Bear Balance
AI-generated sentiment analysis based on fundamental metrics and market conditions.
40%
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Forward Thesis
FCF generation (493M TTM) will be consumed by debt service as rates stay elevated
1-3ymed
- 278M annual interest on 5.7B debt
- Only 30.8M cash buffer
- Continued M&A spending (226M TTM)
Interest expense = 29% of operating incomeNet debt 5.4B vs 493M FCF = 11x coveragePurchase of business 226M in TTM
Inventory normalization (2.7B) supports margin stability if vehicle supply remains constrained
3-12mlow
- 75M inventory reduction in TTM
- 16% gross margin above auto retail norms
- Operating margin 4.4% vs 3% industry median
Change in inventory +75M cash releaseGross margin 16.1% TTMOperating margin 43% above median
Valuation Context
Caveats
Public Strategies Rankings
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GPI Fundamentals
Wholesale Trade → Merchant Wholesalers, Durable Goods
| Metric | Value | YoY Growth | Industry Percentile |
|---|---|---|---|
$4.04B | — | ||
$9.88B | — | ||
13 | — | ||
$22.57B | +13.2% | — | |
$25.24 | -4.9% | — | |
4.23% | -0.6% | — | |
1.44% | -1.1% | — | |
$424.5M | +24.4% | — | |
11.3% | -6.4% | — | |
Beta 5Y (Monthly) | unknown | — |
GPI Dividend History
72 dividends
2026
$0.550003/02/26$0.5500
2025
$2.000012/01/25$0.5000
09/02/25$0.5000
06/02/25$0.5000
03/03/25$0.5000
2024
$1.880012/02/24$0.4700
08/30/24$0.4700
06/03/24$0.4700
02/29/24$0.4700
2023
$1.800011/30/23$0.4500
08/31/23$0.4500
05/31/23$0.4500
02/28/23$0.4500
2022
$1.500011/30/22$0.3900
08/31/22$0.3800
05/31/22$0.3700
02/28/22$0.3600
2021
$1.330011/30/21$0.3500
08/31/21$0.3400
05/28/21$0.3300
02/26/21$0.3100
2020
$0.600011/30/20$0.3000
02/28/20$0.3000
2019
$1.090011/29/19$0.2900
08/30/19$0.2800
05/31/19$0.2600
02/28/19$0.2600
2018
$1.040011/30/18$0.2600
08/31/18$0.2600
05/31/18$0.2600
02/28/18$0.2600
2017
$0.970011/30/17$0.2500
08/30/17$0.2400
05/30/17$0.2400
02/27/17$0.2400
2016
$0.910011/29/16$0.2300
08/30/16$0.2300
05/27/16$0.2300
02/26/16$0.2200
2015
$0.830011/27/15$0.2200
08/28/15$0.2100
05/28/15$0.2000
02/26/15$0.2000
2014
$0.700011/26/14$0.1900
08/28/14$0.1700
05/29/14$0.1700
02/27/14$0.1700
2013
$0.650011/27/13$0.1700
08/28/13$0.1700
05/30/13$0.1600
02/27/13$0.1500
2012
$0.590011/29/12$0.1500
08/30/12$0.1500
05/30/12$0.1500
02/28/12$0.1400
2011
$0.480011/29/11$0.1300
08/30/11$0.1300
05/27/11$0.1100
02/25/11$0.1100
2010
$0.100011/29/10$0.1000
2008
$0.470011/26/08$0.0500
08/27/08$0.1400
05/29/08$0.1400
03/05/08$0.1400
2007
$0.560011/28/07$0.1400
08/29/07$0.1400
05/30/07$0.1400
03/02/07$0.1400
2006
$0.550011/29/06$0.1400
08/30/06$0.1400
06/01/06$0.1400
03/02/06$0.1300
GPI Stock Splits
No stock splits
GPI SEC Filings
| Filing Date | Report Date | Report Type | Filing Link |
|---|---|---|---|
02/13/26 | 12/31/25 | Unknown | |
10/28/25 | 09/30/25 | 10-Q | |
07/24/25 | 06/30/25 | 10-Q | |
04/25/25 | 03/31/25 | 10-Q | |
02/14/25 | 12/31/24 | Unknown | |
11/01/24 | 09/30/24 | 10-Q | |
07/24/24 | 06/30/24 | 10-Q | |
04/26/24 | 03/31/24 | 10-Q | |
02/14/24 | 12/31/23 | 10-K | |
10/27/23 | 09/30/23 | 10-Q | |
07/28/23 | 06/30/23 | 10-Q | |
04/28/23 | 03/31/23 | 10-Q | |
02/16/23 | 12/31/22 | 10-K | |
10/28/22 | 09/30/22 | 10-Q | |
07/29/22 | 06/30/22 | 10-Q | |
05/05/22 | 03/31/22 | 10-Q | |
02/23/22 | 12/31/21 | 10-K | |
11/04/21 | 09/30/21 | 10-Q | |
08/05/21 | 06/30/21 | 10-Q | |
05/06/21 | 03/31/21 | 10-Q | |
02/24/21 | 12/31/20 | 10-K | |
11/04/20 | 09/30/20 | 10-Q | |
08/03/20 | 06/30/20 | 10-Q | |
05/08/20 | 03/31/20 | 10-Q | |
02/13/20 | 12/31/19 | 10-K | |
10/30/19 | 09/30/19 | 10-Q | |
08/02/19 | 06/30/19 | 10-Q | |
05/08/19 | 03/31/19 | 10-Q | |
02/19/19 | 12/31/18 | 10-K | |
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02/20/18 | 12/31/17 | 10-K | |
11/02/17 | 09/30/17 | 10-Q | |
08/02/17 | 06/30/17 | 10-Q | |
05/04/17 | 03/31/17 | 10-Q | |
02/17/17 | 12/31/16 | 10-K | |
11/03/16 | 09/30/16 | 10-Q | |
08/03/16 | 06/30/16 | 10-Q | |
05/03/16 | 03/31/16 | 10-Q | |
02/17/16 | 12/31/15 | 10-K | |
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05/11/15 | 03/31/15 | 10-Q | |
02/24/15 | 12/31/14 | 10-K | |
11/07/14 | 09/30/14 | 10-Q | |
08/04/14 | 06/30/14 | 10-Q | |
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03/03/14 | 12/31/13 | 10-K | |
10/31/13 | 09/30/13 | 10-Q | |
08/01/13 | 06/30/13 | 10-Q | |
05/10/13 | 03/31/13 | 10-Q | |
02/20/13 | 12/31/12 | 10-K | |
10/26/12 | 09/30/12 | 10-Q | |
07/27/12 | 06/30/12 | 10-Q | |
04/27/12 | 03/31/12 | 10-Q | |
02/10/12 | 12/31/11 | 10-K | |
10/26/11 | 09/30/11 | 10-Q | |
07/27/11 | 06/30/11 | 10-Q | |
04/27/11 | 03/31/11 | 10-Q | |
02/11/11 | 12/31/10 | 10-K | |
12/02/11 | 09/30/10 | 10-Q/A | |
10/28/10 | 09/30/10 | 10-Q | |
07/28/10 | 06/30/10 | 10-Q | |
04/28/10 | 03/31/10 | 10-Q | |
02/12/10 | 12/31/09 | 10-K | |
11/03/09 | 09/30/09 | 10-Q | |
08/04/09 | 06/30/09 | 10-Q | |
05/08/09 | 03/30/09 | 10-Q | |
02/25/09 | 12/31/08 | 10-K | |
11/07/08 | 09/30/08 | 10-Q | |
08/08/08 | 06/30/08 | 4 | |
05/07/08 | 03/30/08 | Unknown | -- |
02/28/08 | 12/31/07 | 10-K | |
11/08/07 | 09/30/07 | 10-Q | |
08/07/07 | 06/30/07 | 10-Q | |
05/08/07 | 03/31/07 | 8-K | |
02/27/07 | 12/31/06 | 10-K | |
11/09/06 | 09/30/06 | 10-Q | |
08/08/06 | 06/30/06 | 8-K | |
05/08/06 | 03/31/06 | 8-K | |
03/02/06 | 12/31/05 | 10-K | |
11/08/05 | 09/30/05 | 10-Q | |
08/09/05 | 06/30/05 | 10-Q | |
05/06/05 | 03/30/05 | Unknown | -- |
03/16/05 | 12/31/04 | 10-K | |
11/09/04 | 09/30/04 | 10-Q | |
07/30/04 | 06/30/04 | 10-Q | |
04/30/04 | 03/31/04 | 4 | |
03/11/04 | 12/31/03 | 10-K | |
10/31/03 | 09/30/03 | 10-Q | |
07/31/03 | 06/30/03 | 10-Q | |
05/07/03 | 03/30/03 | Unknown | -- |
03/26/03 | 12/31/02 | 10-K | |
11/12/02 | 09/30/02 | 10-Q | |
08/13/02 | 06/30/02 | 10-Q | |
04/30/02 | 03/30/02 | Unknown | -- |
03/20/02 | 12/31/01 | 10-K | |
11/13/01 | 09/30/01 | 10-Q | |
08/03/01 | 06/30/01 | 10-Q | |
05/15/01 | 03/30/01 | Unknown | -- |
03/20/01 | 12/31/00 | 10-K | |
11/14/00 | 09/30/00 | 10-Q | |
08/14/00 | 06/30/00 | 10-Q | |
05/15/00 | 03/30/00 | Unknown | -- |