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Visionary Holdings Inc

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Visionary Holdings Inc AI Insights

Informational only. Not investment advice.
As of 2025-12-12

Snapshot

  • Working capital of -68.7M with current liabilities 38x current assets signals acute liquidity crisis requiring immediate capital raise or asset sale.[Working Capital]
  • Debt/equity of 4.75x with 63.5M current debt vs 214K cash - entire debt stack matures short-term with no refinancing runway.[Debt to Equity]
  • Revenue down 33% YoY (TTM) while gross margin collapsed from ~57% to 22% - double compression destroying unit economics.[Total Revenue 1Y Growth]

Watch Triggers

  • Cash and Equivalents: Falls below 100K or debt restructuring announcedAt 214K cash with 70.6M current liabilities, any further decline triggers default risk
  • Total Revenue: Quarterly revenue stabilizes above 2.5MRevenue decline must halt before any restructuring can succeed
  • Current Debt: Any conversion to long-term or debt forgivenessSignals creditor willingness to extend runway vs forcing liquidation

Bull Case

PPE of 82.8M (95% of assets) provides potential collateral for refinancing or sale-leaseback to address liquidity crisis.

PPETotal Assets

P/B of 0.5x and P/S of 0.74x prices in distress - any operational turnaround creates asymmetric upside from depressed base.

P/B RatioP/S Ratio

Bear Case

Net loss of 8.9M exceeds total revenue of 7.8M TTM - burning >100% of sales with no path to profitability visible.

Net IncomeNet Margin

Interest expense of 5.4M consumes 69% of revenue TTM while debt service obligations appear unsustainable at current scale.

Interest ExpenseTotal Debt

Bull vs Bear Balance

AI-generated sentiment analysis based on fundamental metrics and market conditions.

BearBull
15%

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Forward Thesis

Balance sheet insolvency likely within 12 months absent major restructuring or capital injection

3-12mhigh
  • 63.5M debt due immediately vs 214K cash
  • Negative operating cash flow burning remaining liquidity
  • No long-term debt indicates exhausted credit capacity
Current debt 63.5M, long-term debt 0Working capital -68.7M TTMNet loss 8.9M on 7.8M revenue TTM

Valuation Context

Caveats

Public Strategies Rankings

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Fundamental company data provided by Morningstar, updated daily.

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