MTC logo

MMTEC Inc

MTC

Build a strategy around MTC

Accountable AI Logo

MMTEC Inc AI Insights

Informational only. Not investment advice.
As of 2025-12-10

Snapshot

  • Negative equity of -19.8M with 32.4M total debt - technically insolvent with liabilities 2x assets[Common Stockholders Equity]
  • Operating loss of -91.2M TTM on just 2.7M revenue - burning 34x revenue annually[Operating Income TTM]
  • P/S ratio of 24.5x vs industry median 2.7x - 9x premium despite massive losses[P/S Ratio]

Watch Triggers

  • Cash and Equivalents: Falls below 5MAt current burn, signals imminent dilution or bankruptcy within 6 months
  • Total Revenue TTM: Fails to reach 10M within 12 monthsRevenue must scale 4x+ to have any path to covering operating costs
  • Shares Outstanding TTM: Increases >50% from 25.2MMassive dilution would confirm equity financing desperation

Bull Case

Gross margin 82% TTM vs industry median 51% suggests scalable business model if revenue grows

Gross Margin TTM

Gross profit grew 286% YoY - early traction signal if sustainable

Gross Profit 1Y Growth TTM

Bear Case

Operating expenses 93.4M TTM are 35x revenue - cost structure completely disconnected from business scale

Operating Expense TTMTotal Revenue TTM

Negative equity -19.8M means shareholders wiped out before creditors in liquidation

Common Stockholders EquityTotal Debt

Bull vs Bear Balance

AI-generated sentiment analysis based on fundamental metrics and market conditions.

BearBull
15%

Leverage MTC's top insights and create a custom strategy based on them in seconds. Our AI editor does it all — in one click.

Take Me to The Editor

Forward Thesis

Cash runway exhaustion likely within 12 months without dilutive financing

3-12mhigh
  • 10.2M cash vs 91M annual operating burn
  • Negative equity blocks traditional debt
  • 2.6M stock issuance already in TTM
Cash 10.2M, Op loss -91.2M TTMTotal debt 32.4M, equity -19.8MIssuance of capital stock -2.6M TTM

Valuation Context

Caveats

Data Partners
Morningstar Logo

Fundamental company data provided by Morningstar, updated daily.

Accountable Finance, Inc. Disclaimer
accountable.finance is not operated by a broker or a dealer. Under no circumstances does any information posted on accountable.finance represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. In no event shall accountable.finance be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on accountable.finance, or relating to the use of, or inability to use, accountable.finance or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. Stock quotes and fundamental company data provided by Morningstar, updated daily.

Accountable Logo
© 2026 Accountable Finance, Inc. All rights reserved.