Offerpad Solutions Inc
OPADBuild a strategy around OPAD
Offerpad Solutions Inc AI Insights
Informational only. Not investment advice.Snapshot
- Debt/equity of 3.96x with 142M current debt vs 31M cash - 90% of debt due within 12 months creates refinancing cliff[Debt to Equity]
- Revenue collapsed 36% YoY and 46% over 3Y while gross margin at 7.1% vs industry median 61% - broken unit economics[Gross Margin TTM]
- FCF of 44M TTM is positive only from inventory liquidation (162M inventory) - not sustainable cash generation[Free Cash Flow TTM]
Watch Triggers
- Current Debt: Any refinancing announcement or debt restructuring — 142M wall in 12 months is existential - resolution determines survival
- Gross Margin TTM: Improvement above 15% — Would signal unit economics turning positive, reducing cash burn
- Inventory: Decline below 100M with maintained cash levels — Successful liquidation extends runway without dilution
Bull Case
Trading at 0.04x P/S and 0.63x P/B - if company survives, extreme valuation discount offers asymmetric upside
Positive FCF of 44M TTM shows ability to generate cash through inventory wind-down, buying time for turnaround
Bear Case
142M debt due in <12 months with 31M cash and negative EBITDA (-39M) - balance sheet math doesn't work
7% gross margin vs 61% industry median means every home sold destroys value after overhead - no path to profitability
Bull vs Bear Balance
AI-generated sentiment analysis based on fundamental metrics and market conditions.
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Forward Thesis
Liquidity crisis likely within 12 months without refinancing or equity raise
- 142M current debt vs 31M cash
- Operating losses of 40M TTM consuming capital
- Asset-light pivot requires inventory liquidation
Valuation Context
Caveats
Public Strategies Rankings
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OPAD Fundamentals
| Metric | Value | YoY Growth | Industry Percentile |
|---|---|---|---|
$28.34M | — | ||
$95.63M | — | ||
0.00 | — | ||
$567.81M | -38.2% | — | |
$-1.50 | — | ||
-5.88% | -0.9% | — | |
-8.17% | -1.4% | — | |
$65.73M | +326.1% | — | |
-108% | -24.8% | — | |
Beta 5Y (Monthly) | unknown | — |
OPAD Dividend History
OPAD Stock Splits
OPAD SEC Filings
| Filing Date | Report Date | Report Type | Filing Link |
|---|---|---|---|
02/24/26 | 12/31/25 | 10-K | |
11/03/25 | 09/30/25 | 10-Q | |
08/04/25 | 06/30/25 | 10-Q | |
05/05/25 | 03/31/25 | 10-Q | |
02/25/25 | 12/31/24 | Unknown | |
11/04/24 | 09/30/24 | 10-Q | |
08/05/24 | 06/30/24 | 10-Q | |
05/06/24 | 03/31/24 | 10-Q | |
02/27/24 | 12/31/23 | 10-K | |
11/01/23 | 09/30/23 | 10-Q | |
08/02/23 | 06/30/23 | 10-Q | |
05/03/23 | 03/31/23 | 10-Q | |
02/28/23 | 12/31/22 | 10-K | |
11/02/22 | 09/30/22 | 10-Q | |
08/03/22 | 06/30/22 | 10-Q | |
05/04/22 | 03/31/22 | 10-Q | |
03/07/22 | 12/31/21 | 10-K | |
11/10/21 | 09/30/21 | 10-Q | |
08/03/22 | 06/30/21 | 10-Q | |
05/04/22 | 03/31/21 | 10-Q | |
02/28/23 | 12/31/20 | 10-K | |
11/10/21 | 09/30/20 | 10-Q |