SRFM logo

Surf Air Mobility Inc

SRFM

Build a strategy around SRFM

Accountable AI Logo

Surf Air Mobility Inc AI Insights

Informational only. Not investment advice.
As of 2025-12-10

Snapshot

  • Negative equity of -92.6M with 199.3M liabilities vs 106.8M assets - technically insolvent balance sheet requiring capital raise or restructuring[Common Stockholders Equity]
  • Burning -85M FCF TTM with only 7.1M cash remaining - less than 1 month runway at current burn rate[Free Cash Flow TTM]
  • Gross margin -3.7% TTM vs industry median +16.9% - costs exceed revenue before any operating expenses[Gross Margin TTM]

Watch Triggers

  • Cash and Equivalents: Falls below 5M or new financing announcedBankruptcy or massive dilution becomes imminent without capital infusion
  • Gross Margin TTM: Turns positiveWould signal unit economics can eventually work - fundamental thesis change
  • Total Debt: Restructuring or covenant breach disclosed89M debt on negative equity creates default risk

Bull Case

79% revenue 3Y CAGR (vs industry 3.6%) demonstrates demand for regional air mobility; if unit economics improve, operating leverage could be significant

Total Revenue 3Y Growth

58.1M PPE provides tangible asset base; P/S of 0.88x below industry median 0.90x suggests market pricing in distress

PS RatioPPE

Bear Case

Negative gross margin means every dollar of revenue loses money - no path to profitability without fundamental cost restructuring

Gross Margin TTMCost of Revenue TTM

Imminent liquidity crisis: 7.1M cash, -66M working capital, 89M debt - survival requires external capital at likely punitive terms

Cash and EquivalentsWorking CapitalTotal Debt

Bull vs Bear Balance

AI-generated sentiment analysis based on fundamental metrics and market conditions.

BearBull
15%

Leverage SRFM's top insights and create a custom strategy based on them in seconds. Our AI editor does it all — in one click.

Take Me to The Editor

Forward Thesis

Capital structure crisis likely forces dilutive equity raise or debt restructuring within 6 months

3-12mhigh
  • 7.1M cash vs 85M annual FCF burn
  • 89.3M total debt with 13.9M interest expense
  • Negative working capital of -66.1M
Cash covers ~1 month of operationsInterest expense is 12.8% of revenue TTMCurrent liabilities 88.1M vs current assets 22M

Valuation Context

Caveats

Public Strategies Rankings

See how Surf Air Mobility Inc ranks across different investment strategies.

Leverage SRFM's top insights and create a custom strategy in seconds. Our AI editor does it all — in one click.

Data Partners
Morningstar Logo

Fundamental company data provided by Morningstar, updated daily.

Accountable Finance, Inc. Disclaimer
accountable.finance is not operated by a broker or a dealer. Under no circumstances does any information posted on accountable.finance represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. In no event shall accountable.finance be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on accountable.finance, or relating to the use of, or inability to use, accountable.finance or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. Stock quotes and fundamental company data provided by Morningstar, updated daily.

Accountable Logo
© 2026 Accountable Finance, Inc. All rights reserved.