UV
Universal Corp
UVV—
Universal Corp AI Insights
Informational only. Not investment advice.Snapshot
- Operating margin TTM 8.3% vs industry median 1.2% - 7x advantage in commodity distribution business[Operating Margin TTM]
- Inventory of 1.4B (46% of assets) with 1.4B working capital - capital-intensive model with significant commodity exposure[Inventory]
- Dividend payout ratio 7yr avg 79% vs industry 19% - committed income play but limits reinvestment capacity[Dividend Payout Ratio Avg 7yr]
Watch Triggers
- Inventory: Rises above 50% of total assets — Signals commodity buildup or demand weakness; currently at 44%
- Interest Expense TTM: Exceeds 80M or 50% of operating income — Currently 76M (30% of operating income); rising rates compress margins
- Dividend Payout Ratio: Exceeds 100% of earnings — 91% of EPS paid as dividends - minimal cushion for earnings decline
Bull Case
P/E 12.1x vs industry 25.4x with 4.1 dividend/share (9% yield at current price) - deep value for income investors
PE RatioDividends Paid Per Share TTM
EPS growth 5yr 35% and 3yr 16% outpaces commodity peers; operating margin 7x industry median shows pricing power
EPS Growth 5yrOperating Margin TTM
Bear Case
Debt/equity 0.81x with 76M interest expense consuming 68% of pretax income - leverage magnifies commodity risk
Debt to EquityInterest Expense TTM
Secular tobacco decline: 3B revenue in shrinking industry with 1.4B inventory exposure to commodity price swings
Total Revenue TTMInventory
Bull vs Bear Balance
AI-generated sentiment analysis based on fundamental metrics and market conditions.
45%
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Forward Thesis
FCF generation likely to remain stable but constrained by working capital intensity
1-3ymed
- 157M FCF TTM on 3B revenue = 5.3% FCF margin
- Inventory cycle ties up 1.4B in commodity tobacco
- Capex minimal at 45M (1.5% of revenue)
FCF TTM 157M, operating cash flow 202MWorking capital 1.4B vs 89M cashInterest expense 76M on 1.2B debt
Valuation Context
Caveats
Public Strategies Rankings
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UVV Fundamentals
Wholesale Trade → Merchant Wholesalers, Nondurable Goods
| Metric | Value | YoY Growth | Industry Percentile |
|---|---|---|---|
$1.37B | — | ||
$2.47B | — | ||
12 | — | ||
$2.99B | +3.0% | — | |
$4.47 | -12.9% | — | |
8.35% | -0.4% | — | |
3.74% | -0.4% | — | |
$157.13M | — | ||
0.08 | -0.7% | — | |
Beta 5Y (Monthly) | unknown | — |
UVV Dividend History
105 dividends
2026
$0.820001/12/26$0.8200
2025
$3.260010/10/25$0.8200
07/14/25$0.8200
04/14/25$0.8100
01/13/25$0.8100
2024
$3.220010/11/24$0.8100
07/08/24$0.8100
04/05/24$0.8000
01/05/24$0.8000
2023
$3.180010/05/23$0.8000
07/07/23$0.8000
04/06/23$0.7900
01/06/23$0.7900
2022
$3.140010/06/22$0.7900
07/08/22$0.7900
04/08/22$0.7800
01/07/22$0.7800
2021
$3.100010/08/21$0.7800
07/09/21$0.7800
04/09/21$0.7700
01/08/21$0.7700
2020
$3.060010/08/20$0.7700
07/10/20$0.7700
04/09/20$0.7600
01/10/20$0.7600
2019
$3.020010/04/19$0.7600
07/05/19$0.7600
04/05/19$0.7500
01/04/19$0.7500
2018
$2.600010/05/18$0.7500
07/06/18$0.7500
04/06/18$0.5500
01/05/18$0.5500
2017
$2.160010/06/17$0.5400
07/06/17$0.5400
04/06/17$0.5400
01/05/17$0.5400
2016
$2.120010/07/16$0.5300
07/07/16$0.5300
04/07/16$0.5300
01/07/16$0.5300
2015
$2.080010/08/15$0.5200
07/09/15$0.5200
04/10/15$0.5200
01/08/15$0.5200
2014
$2.040010/10/14$0.5100
07/10/14$0.5100
04/10/14$0.5100
01/09/14$0.5100
2013
$2.000010/10/13$0.5000
07/03/13$0.5000
04/04/13$0.5000
01/10/13$0.5000
2012
$1.960010/04/12$0.4900
07/05/12$0.4900
04/04/12$0.4900
01/05/12$0.4900
2011
$1.920010/06/11$0.4800
07/07/11$0.4800
04/07/11$0.4800
01/06/11$0.4800
2010
$1.880010/07/10$0.4700
07/08/10$0.4700
04/08/10$0.4700
01/07/10$0.4700
2009
$1.840010/08/09$0.4600
07/09/09$0.4600
04/08/09$0.4600
01/08/09$0.4600
2008
$1.800010/09/08$0.4500
07/10/08$0.4500
04/10/08$0.4500
01/10/08$0.4500
2007
$1.760010/04/07$0.4400
07/05/07$0.4400
04/04/07$0.4400
01/04/07$0.4400
2006
$1.720010/05/06$0.4300
07/06/06$0.4300
04/06/06$0.4300
01/05/06$0.4300
2005
$1.680010/05/05$0.4200
07/07/05$0.4200
04/07/05$0.4200
01/06/05$0.4200
2004
$1.560010/06/04$0.3900
07/08/04$0.3900
04/07/04$0.3900
01/09/04$0.3900
2003
$1.440010/09/03$0.3600
07/10/03$0.3600
04/10/03$0.3600
01/09/03$0.3600
2002
$1.360010/10/02$0.3400
07/03/02$0.3400
04/04/02$0.3400
01/09/02$0.3400
2001
$1.280010/04/01$0.3200
07/05/01$0.3200
04/05/01$0.3200
01/04/01$0.3200
2000
$1.240010/04/00$0.3100
07/06/00$0.3100
04/06/00$0.3100
01/06/00$0.3100
UVV Stock Splits
No stock splits
UVV SEC Filings
| Filing Date | Report Date | Report Type | Filing Link |
|---|---|---|---|
11/05/25 | 09/30/25 | 10-Q | |
08/06/25 | 06/30/25 | 10-Q | |
05/30/25 | 03/31/25 | 10-K | |
04/21/25 | 12/31/24 | 10-Q | |
04/21/25 | 09/30/24 | 10-Q | |
08/07/24 | 06/30/24 | 10-Q | |
04/21/25 | 03/31/24 | 10-K/A | |
05/29/24 | 03/31/24 | 10-K | |
02/07/24 | 12/31/23 | 10-Q | |
11/02/23 | 09/30/23 | 10-Q | |
08/02/23 | 06/30/23 | 10-Q | |
05/25/23 | 03/31/23 | 10-K | |
04/21/25 | 03/31/23 | 10-K/A | |
02/08/23 | 12/31/22 | 10-Q | |
11/03/22 | 09/30/22 | 10-Q | |
08/03/22 | 06/30/22 | 10-Q | |
04/21/25 | 03/31/22 | 10-K/A | |
05/27/22 | 03/31/22 | 10-K | |
02/02/22 | 12/31/21 | 10-Q | |
11/03/21 | 09/30/21 | 10-Q | |
08/04/21 | 06/30/21 | 10-Q | |
05/28/21 | 03/31/21 | 10-K | |
02/08/21 | 12/31/20 | 10-Q | |
11/05/20 | 09/30/20 | 10-Q | |
08/05/20 | 06/30/20 | 10-Q | |
05/28/20 | 03/31/20 | 10-K | |
02/04/20 | 12/31/19 | 10-Q | |
11/12/19 | 09/30/19 | 10-Q | |
08/07/19 | 06/30/19 | 10-Q | |
05/24/19 | 03/31/19 | 10-K | |
02/07/19 | 12/31/18 | 10-Q | |
11/08/18 | 09/30/18 | 10-Q | |
08/07/18 | 06/30/18 | 10-Q | |
05/25/18 | 03/31/18 | 10-K | |
02/06/18 | 12/31/17 | 10-Q | |
11/07/17 | 09/30/17 | 10-Q | |
08/03/17 | 06/30/17 | 10-Q | |
05/26/17 | 03/31/17 | 10-K | |
02/07/17 | 12/31/16 | 10-Q | |
11/08/16 | 09/30/16 | 10-Q | |
08/04/16 | 06/30/16 | 10-Q | |
05/27/16 | 03/31/16 | 10-K | |
02/03/16 | 12/31/15 | 10-Q | |
11/05/15 | 09/30/15 | 10-Q | |
08/06/15 | 06/30/15 | 10-Q | |
05/22/15 | 03/31/15 | 10-K | |
02/03/15 | 12/31/14 | 10-Q | |
11/06/14 | 09/30/14 | 10-Q | |
08/07/14 | 06/30/14 | 10-Q | |
05/23/14 | 03/31/14 | 10-K | |
02/06/14 | 12/31/13 | 10-Q | |
11/05/13 | 09/30/13 | 10-Q | |
08/06/13 | 06/30/13 | 10-Q | |
05/24/13 | 03/31/13 | 10-K | |
02/05/13 | 12/31/12 | 10-Q | |
11/06/12 | 09/30/12 | 10-Q | |
08/07/12 | 06/30/12 | 10-Q | |
05/25/12 | 03/31/12 | 10-K | |
02/07/12 | 12/31/11 | 10-Q | |
11/09/11 | 09/30/11 | 10-Q | |
08/05/11 | 06/30/11 | 10-Q | |
05/26/11 | 03/31/11 | 10-K | |
02/08/11 | 12/31/10 | 10-Q | |
11/05/10 | 09/30/10 | 10-Q | |
08/04/10 | 06/30/10 | 10-Q | |
05/27/10 | 03/31/10 | 10-K | |
02/05/10 | 12/31/09 | 10-Q | |
11/06/09 | 09/30/09 | 10-Q | |
08/06/09 | 06/30/09 | 10-Q | |
05/29/09 | 03/31/09 | 10-K | |
02/06/09 | 12/31/08 | 10-Q | |
11/06/08 | 09/30/08 | 10-Q | |
08/06/08 | 06/30/08 | 10-Q | |
05/30/08 | 03/30/08 | Unknown | -- |
02/07/08 | 12/31/07 | 10-Q | |
11/08/07 | 09/30/07 | 10-Q | |
08/08/07 | 06/30/07 | 10-Q | |
05/30/07 | 03/30/07 | Unknown | -- |
02/08/07 | 12/31/06 | 10-Q | |
11/08/06 | 09/30/06 | 4 | |
08/09/06 | 06/30/06 | 10-Q | |
06/14/06 | 03/30/06 | Unknown | -- |
02/09/06 | 12/31/05 | 10-Q | |
11/09/05 | 09/30/05 | 4 | |
08/09/05 | 06/30/05 | 4 | |
06/13/05 | 03/30/05 | 10-K | |
02/08/05 | 12/31/04 | 4 | |
11/09/04 | 09/30/04 | 4 | |
08/06/04 | 06/30/04 | 4 | |
02/10/04 | 12/31/03 | 4 | |
11/14/03 | 09/30/03 | 10-Q | |
09/16/03 | 06/30/03 | 5 | |
06/14/04 | 06/30/03 | 10-K | |
05/08/03 | 03/30/03 | Unknown | -- |
02/07/03 | 12/31/02 | 10-Q | |
11/08/02 | 09/30/02 | 4 | |
09/16/02 | 06/30/02 | 4 | |
05/06/02 | 03/30/02 | Unknown | -- |
02/08/02 | 12/31/01 | 4 | |
10/26/01 | 09/30/01 | 10-Q | |
09/19/01 | 06/30/01 | 4 | |
05/09/01 | 03/30/01 | Unknown | -- |
02/02/01 | 12/31/00 | 10-Q | |
11/01/00 | 09/30/00 | 10-Q | |
09/26/00 | 06/30/00 | 5 | |
05/09/00 | 03/30/00 | Unknown | -- |